Beware, if any Pennsylvania homeowner receives a letter from an out-of-state company stating they will help you claim any surplus funds after you go through a foreclosure, this may be a “scam”.

These letters are typically from for-profit companies or individuals with no legal training. They will likely claim they can locate excess proceeds and distribute them to you for a fee. These companies tend to be predatory and aren’t affiliated with the court, trustee, or your lender. Any homeowner that may have surplus monies being held by the court relating to a Sheriff Sale in Pennsylvania may contact that particular Sheriff’s Office to claim these funds. You do not need to use an outside company to accomplish this.